Seeing is Believing When It Comes to Saving for Retirement

Stanford University scientists have found that younger people have trouble visualizing themselves as elderly, which can limit how much they invest in their retirement plans.åÊ

When the researchers showed a group of young people computer-aged photos of themselves, they became more inclined to increase their retirement investment. You can experience your own photographic aging by going to the Web site faceretirement.merrilledge.com. I have to say that this is both very cool and scary as hell and I can see why it would work in getting you to start thinking about saving for aging.

The Employee Benefit Research Institute has a savings calculator at choosetosave.org/ballpark.

The Ballpark E$timate is an easy-to-use, two-page worksheet that helps you quickly identify approximately how much you need to save to fund a comfortable retirement. The Ballpark E$timate takes complicated issues like projected Social Security benefits and earnings assumptions on savings, and turns them into language and mathematics that are easy to understand.

Try out these tools especially the first and it may just scare you into saving!

Courtesy – Met Life

Treatment With Antidepressant Results in Lower Rate of Mental Stress-Induced Heart Attack

According to a study in the May 22/29 issue of JAMA, patients taking six weeks of treatment with the antidepressant escitalopram, compared with placebo, resulted in a lower rate of mental stress-induced myocardial ischemia (MSIMI).
‰ÛÏA robust body of evidence has identified emotional stress as a potential triggering factor in coronary heart disease (CHD) and other cardiovascular events,‰Û according to background information in the article. ‰ÛÏDuring the last 3 decades, the association of emotional distress and myocardial ischemic activity [insufficient blood flow to the heart muscle, often resulting in chest pain] in the laboratory has been well studied.”

In the laboratory setting, MSIMI occurs in up to 70 percent of patients with clinically stable CHD and is associated with increased risk of death and cardiovascular events.‰Û Few studies have examined therapeutics that effectively modify MSIMI.

Wei Jiang, M.D., of the Duke University Medical Center, Durham, N.C., and colleagues conducted a randomized trial that included patients with clinically stable coronary heart disease and laboratory-diagnosed MSIMI.

The researchers found that at the end of six weeks, more patients taking escitalopram (34.2 percent) had absence of MSIMI during three mental stressors compared with patients taking placebo (17.5 percent). Analysis showed that the escitalopram group had a significantly higher rate (2.6 times) of no MSIMI compared with the placebo group.åÊ

The 6-week intervention was associated with greater improvements in certain measures of psychological functioning.

Bottom line, stress as we all know can cause health problems. While I do not advocate for taking drugs to control it, I am sure that certain people need and would benefit from that kind of intervention. For the rest of us we need to chill out.

caregiver summit

null

null

Contact

4contact_anthony_button

Senior Smilecast (Podcast)

Free Caregiver Sur-Thrival Guide –

Free Caregiver Sur-Thrival Guide

Want to know how to turn caregiving from a burden to an opportunity? Sign up for our newsletter and receive this free 55-page guide as well as a white paper that can guide your community and health providers in becoming dementia friendly. It's not about surviving caregiving. It's about thriving!

30 Day Caregiver Support Program

Aging Insider

aging insider-1-300x300px

SixtyandMe.com

Caring Champtions

Top Senior Site

Top Senior Site

Purple Angel

purple angel

Sharecare With Dr. Oz

Boomer News from Alltop